RBI registered NBFC-P2P
RBI registered NBFC-P2P
Estimated 12% p.a. returns
₹2500 crores+ disbursed
20 lakhs+ investors
Peer-to-Peer Lending brings lenders looking for alternate investment options and creditworthy borrowers together. It is a new age investment class allowing direct lending and diversification of funds in multiple loans to mitigate risk and get higher returns.
The platform diversifies an investment into multiple borrower profiles to minimise risk arising out of repayment. These investments start with a minimum of ₹ 500 per loan.
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BasicManually select our verified borrowers (Tenure- Open) SilverAuto select verified borrowers (Tenure - 1 year) GoldAuto select verified borrowers (Tenure - 2 years)
UPI or bank transfer
According to your plan selection
Sign up with basic details
UPI or bank transfer
According to your plan selection
LenDenClub customises your investment according to the plan selection basis which the returns are calculated.
10
12
13.5
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Investing since: Jan’18
I have been associated with LenDenClub since 2018 and I must say the platform never ceases to surprise me. LenDenClub has always given me a positive portfolio and infact has given me more than 18% returns. Its’ Auto Investment feature makes my investment activity convenient & smooth.
Investing since: Jul’21
The UI of the LenDenClub App is intuitive and the overall experience with LenDenClub has been great. Additionally, the account manager makes the experience personalised with follow up calls and messages. A new investment avenue or rather a new tech avatar of an old investment avenue. Keep the efforts going and keep building the community. Let’s do some LenDen!
Investing since: Aug’21
Earlier LenDenClub had some technical issues, but the team swiftly resolved the same.I consider LenDenClub as an investment basket amongst other asset classes. LenDenClub has always managed to give me double-digit returns. I am definitely planning to invest further more with LenDenClub.
Dec 7, 2021
The Mumbai-based P2P lending platform is aiming to take its loan book growth to $1 billion and upscale user base to 10 million by FY23.
November 22, 2021
LenDenClub has joined hands with actor and television presenter, Samir Kochhar, to launch its video campaign.It aims to create an awareness among the new-age investors to invest in P2P lending that is hassle-free and enables higher returns compared to traditional asset classes such as debt mutual funds and fixed deposits (FDs).
Oct 7, 2021
Vakrangee has tied up with LenDenClub to provide investment and borrowing options..
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LenDenClub, an RBI registered NBFC-P2P, is India’s Largest Peer to Peer (P2P) Lending platform. It is a new age investment option that connects investors looking to invest their money with credit-worthy borrowers in need of money. Peer-to-Peer lending in India happens through regulations laid down by the Reserve Bank of India.
We are happy to share that with a registered base of over 10 lakh investors, we have been delivering estimated returns of 12% p.a. for the last 5 years.
Any resident Indian Individual (18+)/ Entity , who has a PAN card and rupee-denominated bank account in India, can become an Investor on LenDenClub’s Peer-to-Peer lending platform.
Non-Resident Indians or a minor can open the account, subject to the fulfilment of additional requirement. If you want to open your account under either of these categories, kindly contact us at invest@www.lendenclub.com.
You need to provide a few details and upload some KYC documents so that we can verify your account. Approval of your application is usually automated and instantaneous.
Once your investor application is approved, you can transfer the amount to your account. Login to your LenDenClub account, click on ‘Add Funds’ to find the account details to transfer the funds.
The key to managing your risk in P2P lending is diversification and reinvestment.
Diversification: Always invest smaller amounts in more number of borrowers. The usual recommendation is to invest as low as INR 500 per borrower to limit your exposure, subject to the platform’s minimum permissible limit for a loan.
Reinvestment: It refers to further investing the amount received from repayments to increase your spread of borrowers and for you to get a compounded benefit on your investments. In simpler terms, let your earned money earn more for you!
All this comes in addition to our strong credit model which screens the borrower over 200 data points and gives you a risk profiling for the borrowers.
While the returns vary from investor to investor, the platform has consistently delivered an estimated 12% p.a. returns.
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Disclaimer
Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent on it.
LenDenClub is an Intermediary under the provisions of the Information Technology Act, 1999 and virtually connect lenders and borrowers through electronic platforms of website and/or mobile app. The lending transaction is purely between lenders and borrowers at their own discretion and LenDenClub does not assure loan fulfillment and/or investment returns. Also, the information provided on the platform are verified or checked on the best efforts basis without guarantying any accuracy in the data/information verification. Any investment decision taken by the lender on the basis of this information is at discretion of the lender and LenDenClub does not guarantee that the loan amount will be recovered back from the borrower fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment.
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