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What is Peer to Peer Lending?

Peer to Peer Lending connects investors looking for good and safe investment options to creditworthy borrowers. It is a modern way of lending by which investors can diversify their investments in multiple borrower profiles.

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Best Practices For Investing In P2P


Spread out the risk


Let your earnings earn more


Let the platform optimize your returns

Why LenDenClub?

Higher Returns

With LenDenClub, you can earn an estimated 12% p.a return on your investments.

Investment Diversification Logic

Mitigate your risk and maximize your returns by investing as low as ₹ 500 across multiple borrowers

Robust Borrower Screening

200+ credit check parameters, 30% profiles approved and listed

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What do our investors have to say?

"Earlier LenDenClub had some technical issues, but the team swiftly resolved the same. I consider LenDenClub as an investment basket amongst other asset classes. LenDenClub has always managed to give me double-digit returns. I am definitely planning to invest furthermore with LenDenClub."


Investor since 2021

"The UI of the LenDenClub App is Intuitive and the overall experience with LenDenClub has been great. Additionally, the account manager makes the experience personalized with follow-up calls and messages. A new investment avenue or rather a new tech avatar of an old investment avenue. Keep the efforts going and keep building the community. Let’s do some LenDen!"


Investor since 2021

"I have been associated with LenDenClub since 2018 and I must say the platform never ceases to surprise me. LenDenClub has always given me a positive portfolio and infact has given me more than 18% returns. Its Auto Invest feature makes my investment activity convenient & smooth."


Investor since 2018

Frequently Asked Questions

LenDenClub is India’s largest P2P lending platform. It is a technology platform that connects both lenders and eligible borrowers.

Yes. Peer-to-peer lending in India is regulated by the Reserve Bank of India. LenDenClub (Innofin Solution Pvt ltd) is one of the very few players in India who are registered as NBFC – P2P (Non-Banking Financial Company – Peer to Peer) with RBI.

Click Here to check the List of RBI Registered NBFC P2P.

Click Here to sign up as an Investor. You need to provide a few details and upload some KYC documents so that we can verify your account. Approval of your application is usually automated and instantaneous.

Once your investor application is approved, you can transfer the amount to your LenDen Account. Login to your LenDen account, click on ‘Add Funds’ to find the account details to transfer the funds. It takes 15 minutes to 2 hours to get the amount credited to your LenDen account.

You can also add funds using UPI option through our mobile app.

NPA is termed as Non-performing assets. Like banks and other financial institutes, we mark a loan as “Default or Write-off” after 90 days of non-repayment. We keep refreshing the Default/Write-off/NPA ratio every quarter on our website under ‘Portfolio Performance’. Click here to access our live portfolio performance:

At LenDenClub, you can earn an estimated return of 12% p.a.


For more support, reach out to our customer support