The graph highlights quarterly data from FY17-Q1 to FY22-Q1 comparing the weighted average rate of return over the default rate.
*As per the platform data submitted to the Reserve Bank of India (RBI)
Here’s a comparison of returns received in multiple investment instruments.
* Weighted average of all debt funds
** The above data is, 3 year annualised return as on 30th December 2020
The bar graph represents the percentage of borrowers for long term loan products covering various loan buckets.
Long term loans are those beyond 12 months tenure.
The bar graph represents the percentage of borrowers for short term loan products covering various loan buckets.
Short term loans are those with up to 12 months tenure.
|Risk Category||Portfolio breakup (A)||Default in Risk Category (B)*||Potfolio Level Default (C = A x B)**|
* This represents default within that risk category (Sum of principal outstanding of loans which have passed 90 Days of Delay)
** This number represents default contribution of a particular risk category in overall portfolio of platform
This data is as on 30th June 2021