What is Peer-to-Peer lending?

  • A marketplace for investors and borrowers without the involvement of intermediaries
  • Diversification of an investment into small values in multiple loans to minimise risk
  • Comparatively higher returns than traditional investments
  • Investments up to ₹50 Lakhs
Know RBI guidelines

Why be an Investor at LenDenClub?

upto 12% p.a. returns

Largest Peer-to-Peer lending platform

A community of 20L+ investors

RBI registered NBFC-P2P

Maximum and optimised diversification

Auto Investment technology

How to invest?


Setup Account

Sign Up with PAN number


Choose Plan

Choose basic plan for self selection and gold or silver for auto selection of borrower profiles


Provide Details

Fill basic details like
Live KYC, Residential address and personal details



Add funds and invest according to plan

Individuals above 18 years are eligible to register as an investor.

Portfolio Performance

 Borrower Details Made Available To You

A robust credit check process with 200+ data points. Some of the details provided are:


Details of the listed loan

  • Amount of Loan Required
  • Tenure of the Loan
  • Purpose of the Loan


Basic details about the borrower

  • Name
  • Age
  • Gender
  • City


Professional details of the borrower

  • Designation
  • Employer
  • Work Experience


Financial background of the borrower

  • Income
  • Loan History
  • Credit History
  • Credit Score

As an investor, you can individually choose profiles or let Auto Investment optimise investment in profiles

Documents Required

Aadhaar Card

PAN Card

Bank Details

Frequently Asked Questions

FMPP, i.e. Fixed-Maturity P2P, is a fixed-term Peer-to-Peer investment plan from LenDenClub with a minimum amount of ₹10,000 per investment, designed to deliver stabilized returns of 10 to 12% p.a. with a ty based on the algorithm, over a fixed term of 12, 24, 36, 48, or 60 months.

We have made the process simpler for you. All you need to do is download the Investor’s app from playstore / app store and follow the instructions on screen. You will have to provide us with a little information, and your account will be created instantly.
You can then add funds and create FMPPs as per your financial goals.

FMPP can be created directly from the funds available in your Investor account balance.

Here is the scenario-
Add Funds of Rs. 50k
Go to FMPP creation page and select the amount that you wish to invest out of 50k
Select preferred tenure from the range 1 to 5 years
Give your final confirmation
And that’s it, your FMPP will be created instantly.

Note- FMPP once created cannot be altered. Please double-check before giving your final confirmation.

The only eligibility criteria for investing in FMPP is that one should be an adult Indian citizen with valid PAN and Aadhar cards, and a bank account for transactions. An adult NRI with an NRO bank account and Indian PAN is eligible too. Minors looking for investment can contact us at invest@lendenclub.com to know eligibility. Institutional investors can fill in a form here.

With the flexibility of having multiple FMPPs, one need not wait for investing a lump sum but invest small amounts at their convenience. The different maturity dates for all FMPPs help in planned maturation of investments.

For more queries, reach out to our

For more queries, reach out to our

customer support.