upto 12% p.a. returns
Largest Peer-to-Peer lending platform
A community of 20L+ investors
RBI registered NBFC-P2P
Maximum and optimised diversification
Auto Investment technology
1
Sign Up with PAN number
2
Choose basic plan for self selection and gold or silver for auto selection of borrower profiles
3
Fill basic details like
Live KYC, Residential address and personal details
4
Add funds and invest according to plan
Individuals above 18 years are eligible to register as an investor.
A robust credit check process with 200+ data points. Some of the details provided are:
Details of the listed loan
Basic details about the borrower
Professional details of the borrower
Financial background of the borrower
As an investor, you can individually choose profiles or let Auto Investment optimise investment in profiles
Aadhaar Card
PAN Card
Bank Details
FMPP, i.e. Fixed-Maturity P2P, is a fixed-term Peer-to-Peer investment plan from LenDenClub with a minimum amount of ₹10,000 per investment, designed to deliver stabilized returns of 10 to 12% p.a. with a ty based on the algorithm, over a fixed term of 12, 24, 36, 48, or 60 months.
We have made the process simpler for you. All you need to do is download the Investor’s app from playstore / app store and follow the instructions on screen. You will have to provide us with a little information, and your account will be created instantly.
You can then add funds and create FMPPs as per your financial goals.
FMPP can be created directly from the funds available in your Investor account balance.
Here is the scenario-
Add Funds of Rs. 50k
Go to FMPP creation page and select the amount that you wish to invest out of 50k
Select preferred tenure from the range 1 to 5 years
Give your final confirmation
And that’s it, your FMPP will be created instantly.
Note- FMPP once created cannot be altered. Please double-check before giving your final confirmation.
The only eligibility criteria for investing in FMPP is that one should be an adult Indian citizen with valid PAN and Aadhar cards, and a bank account for transactions. An adult NRI with an NRO bank account and Indian PAN is eligible too. Minors looking for investment can contact us at invest@lendenclub.com to know eligibility. Institutional investors can fill in a form here.
With the flexibility of having multiple FMPPs, one need not wait for investing a lump sum but invest small amounts at their convenience. The different maturity dates for all FMPPs help in planned maturation of investments.
For more queries, reach out to our
Disclaimer
The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.
LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app. The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.
*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.
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