What is Peer-to-Peer lending?

  • A marketplace for investors and borrowers without the involvement of intermediaries
  • Diversification of an investment into small values in multiple loans to minimise risk
  • Comparatively higher returns than traditional investments
  • Investments up to ₹50 Lakhs
Know RBI guidelines

Why be an Investor at LenDenClub?

Estimated upto 12% p.a. returns

Largest Peer-to-Peer lending platform

A community of 20L+ investors

RBI registered NBFC-P2P

Maximum and optimised diversification

Auto Investment technology

How to invest?


Setup Account

Sign Up with PAN number


Choose Plan

Choose basic plan for self selection and gold or silver for auto selection of borrower profiles


Provide Details

Fill basic details like
Live KYC, Residential address and personal details



Add funds and invest according to plan

Individuals above 18 years are eligible to register as an investor.

Portfolio Performance

 Borrower Details Made Available To You

A robust credit check process with 200+ data points. Some of the details provided are:


Details of the listed loan

  • Amount of Loan Required
  • Tenure of the Loan
  • Purpose of the Loan


Basic details about the borrower

  • Name
  • Age
  • Gender
  • City


Professional details of the borrower

  • Designation
  • Employer
  • Work Experience


Financial background of the borrower

  • Income
  • Loan History
  • Credit History
  • Credit Score

As an investor, you can individually choose profiles or let Auto Investment optimise investment in profiles

Documents Required

Aadhaar Card

PAN Card

Bank Details

Frequently Asked Questions

LenDenClub, an RBI registered NBFC-P2P, is India’s Largest Peer to Peer (P2P) Lending platform.

It is a new age investment option that connects investors looking to invest their money with credit-worthy borrowers in need of money. Peer-to-Peer lending in India happens through regulations announced by the Reserve Bank of India.

We are happy to share that with a registered base of over 10 lakh investors, we have been delivering estimated returns of 12% p.a. for the last 5 years.

LenDenClub allows both Indian residents and Non Resident Indians to register as investors.

Any resident Indian Individual / Entity (18+), who has a PAN card and rupee-denominated bank account in India, can become an Investor on LenDenClub’s Peer-to-Peer lending platform.

Non-Resident Indians or minors can open the account subject to the fulfillment of additional requirements. If you want to open your account under either of these categories, kindly contact us at invest@www.lendenclub.com.

You need to provide a few details and upload some KYC documents so that we can verify your account. Approval of your application is usually automated and instantaneous.

Once your investor application is approved, you can transfer the amount to your Account. Login to your LenDenClub account, click on ‘Add Funds’ to find the account details to transfer the funds. It takes 15 minutes to 2 hours to get the amount credited to your account.

While the returns vary from investor to investor, the platform has consistently delivered an estimated 12% p.a. returns in the last 5 years. You can further build your portfolio by reinvesting and allowing auto investments.

The key to managing your risk in P2P lending is diversification and reinvestment.

Diversification: Always invest smaller amounts in more number of borrowers. The usual recommendation is to invest as low as INR 500 per borrower to limit your exposure, subject to the platform’s minimum permissible limit for a loan.

Reinvestment: It refers to further investing the amount received from repayments to increase your spread of borrowers and for you to get a compounded benefit on your investments. In simpler terms, let your earned money , earn more for you!

All this comes in addition to our strong credit model which screens the borrower over 200 data points and gives you a risk profiling for the borrowers.

For more queries, reach out to our

For more queries, reach out to our

customer support.